What I learned after tracking each and every spending we made on our firstborn is that expenses can be manageable simply by paying attention to them. I was curious to find out the cost of raising a baby, hence I embarked on a mission to do so.
What started out as a curiosity actually became a way to curb our desire to spend frivolously on cute baby items, which is very easy to do.
While every parent’s situation is different, hopefully this information can still provide some useful insights on the financial side of parenthood. Find out exactly how much we spent for the past 11 months.
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Total Cost of Raising a Baby for 11 months: $3,763
I aggregated the first sixth month’s baby spending since it was the toughest period where I did not have time to track spending month-by-month. This was exasperated by the difficulty of breastfeeding as an inexperienced mom.
Once the baby reached the 7th month, everything became more manageable so I had time to analyze and concretely detail all of the spending by month.
The following is a table of all of the spending we made thus far.
Table of Costs by Category:
You can also read more details of the previous months here:
- First six months: $2,267 (average $378/month)
- 7th month: $308
- 8th month: $277
- 9th month: $187
- 10th month: $242
- Review of Total 10-Month Spending: $3,281 (excluding prenatal cost)
11th Month Baby Cost: $482
This month, the baby expense is higher than the average spending of $378/month. It’s the first time we spent over $400/month, which is really not a bad statistic.
It is worth mentioning that I do not have a budget, because I do not want to limit spending for the baby. (As a new parent, you could never know what might happen.)
Rather, I strive to make conscious decisions and consult with my inventory list every time I make a purchase. This proves to be quite effective in maintaining a mindful spending habit.
Healthcare: $145
The biggest expense, unsurprisingly, continues to be the monthly health insurance at $120/month.
We also have another $25 out-of-pocket costs for the pediatrician co-payment.
Food: $64
My breast milk supply continues to decline as the baby eats more solid food and consumes more infant formula. I also added cereal to her milk from time-to-time when she doesn’t have much appetite to eat food, thus begins a vicious circle of her taking less of my milk and so I produce less.
In addition to the $45 spent on infant formula and cereal, I also spent $19 on store-made baby food.
(Note: This consists of baby food in a jar, infant formula or gears that assist with feeding. Her normal food cost is absorbed in our grocery bill, as it’s hard to itemize how much carrot, potato or rice she eats since we buy in bulk.)
Related: Why I Chose to Breastfeed My Baby
Disposable Items: $33
This month, we traveled to France and Austria so we pretty much used disposable diapers throughout the month, instead of the usual cloth diapers routine. As a result, we stocked up on $21 worth of size 3 and size 4 diapers.
The rest of the spending went to baby wipes, Q-tips, and baby toothpaste.
Related: Six Benefits of Cloth Diapers and Why I Love Them
Baby Gears: $230
We bought a new stroller that is compact for traveling. This is why our cost went up this month.
The Bugaboo Cameleon was just way too bulky for travel. We needed something much more compact so we decided to buy a brand new travel stroller that is compact enough to fit inside an airplane overhead.
Miscellaneous: $10
We bought a larger size baby bottle as the baby is drinking more formula, and some batteries for the music books.
11th Month Itemized Spending
The total expenditure for the 11th month came out to be $482 making the total 11-month spending at $3,763. Not too bad for 11 months along! It’s certainly way lower than the national average of $13,742/year (or a total of $233,610 from birth to 17 years old) according to the U.S. Department of Agriculture.
Here is the 11th month’s itemized spending and inventory list. Stay tune for the FULL YEAR cost of raising a baby coming next month.
Itemized expense report:
Related: Why I Track All of My Baby Expenses
Baby’s Development at 11 Month Old
Baby Bear made a huge developmental leap this month by being able to sit up on her own and stand with support. It was amazing to watch those first steps!
On the flip side, she hasn’t been eating very well lately. I noticed she has developed certain affinity towards certain food such as oatmeal, bananas, and apples.
Unfortunately, she’s becoming more of a picky eater. At times, she just wouldn’t open her mouth when I feed her. It’s actually very frustrating especially knowing that she hasn’t gain much weight lately.
Luckily by the end of the month, she surpassed the 8 kg (or 17.6 lbs) mark finally. Here in Switzerland, we have places within a community where moms can go weight their baby on a scale and get advices from midwives free of charge.
It’s a good thing when you have doubts and needed a sounding board, but it could be quite draining if you check the weight too often.
Nevertheless, it’s been very helpful for me to track the baby’s weight just to make sure that her lack of appetite isn’t something serious. Since our community center is literally 5 minutes walk away, I go weight Baby Bear every other week.
Besides the eating problem, we also experienced her first vomiting session. It was horrible to go through which lasted a whole afternoon. She must have vomited three times!
I sense that the constant travel hasn’t been very pleasant for a baby. Despite our desire to travel with our daughter, I think we should slow it down for the following months.
Read More: Cost of Raising a Baby in the 12th Month
What was the most amazing development you witnessed at 11 months? What has been your cost of raising a baby? Do you travel with your baby often?
I wish I had thought to do this so I could compare between the two kids!
Wow, impressive! I remember the first time my husband and I spoke about having kids many years ago, his response was: they are expensive. I was so offended by that comment. But then I understood. Our 3 kids are no longer babies, they continue to be expensive, even more when they are teenagers. But they are so worth it!
Wow! Very impressive that you have tracked your spending so carefully. I admire the fact that you are getting out there and traveling as well. Thanks for the informative post.
This is so interesting! You’re right—people spend frivolously on babies thinking they need all the super cute and new stuff when, really, they just need YOU. And diapers and healthcare haha
Wow, well done on the finances! I have twins (who are now four) and the first 6 months were a killer – two pediatrician bills after every visit, two lots of health insurance, as well as the cost of formula milk (I wasn’t making enough milk for two) and nappies/diapers, it was crazy, but we are well out of that stage now, thank goodness.
I love how you break this down each month! It’s perfect for pregnant parents (or those trying) who are curious what they should prepare for.
Great breakdown! I never did anything like this when my son was a baby. I wonder what it cost his first year now! And there are many things I’d do differently as well, thank you for the comprehensive breakdown!
Oh wow! If I could be this organized with my finances! I’m so impressed you were able to track everything. And the total was a lot less than I would have guessed. It’s definitely a good thing to know!
Yes, luckily I like looking at numbers so it was kind of therapeutic to me haha.
I love the fact that you’re focused on making conscious spending decisions vs. going by a budget! The freedom is nice and much more manageable!
You are very organized and able to keep good track of all your spending to help make good decisions. Raising kiddos can be expensive. I love this approach to being more aware of how much is being spent.
Totally! I find a budget to be very constraining. But with good spending habits, you can achieve the same objective as a budget (which for most people is to either save money or not overspend).
Wow. This is such a detailed breakdown of the expenses on your baby! A great piece of information for new parents especially those who are concerned about budgeting.
Thank you! While every parent’s situation is different, I also thought having some kind of insight could be helpful 🙂
The cost of raising a baby has always been a really nebulous concept to me. You broke it down into tangibles. Nicely done!
Thank you! It was to me as well, so I just had to find out!
It’s so expensive to have a baby! LOL but totally worth it. Watching my 3-month-old loving on her brother is priceless.
I totally agree!
Formula is so expensive!! Have you tried coconut milk to help your breast milk supply? I love that you are documenting the expense to give people a realistic idea about starting a family.
No, I haven’t tried coconut milk actually! I had milk supply issue in the beginning, but luckily it got better after I drank lactation tea and ate oatmeal almost everyday.
This is a good breakdown. Here in the US, the cost is a lot higher unfortunately. Thankfully, we don’t have daycare expenses!
I totally agree. It could cost so much higher with daycare expenses. Here in Switzerland it’s about $2000 – $3000 per month for full-time daycare in our area.
I’m not a mom (yet) but think about the cost of babies a lot! Thanks for sharing. Subscribed so I can keep learning more!
Awesome! Glad to have you 🙂
It really is so expensive! We have two and it seems like there is always some drs appt, or something we need to get for them
I know! I’m fully expecting there will be unexpected expenses as our daughter grows up. That’s why we better save now!
Yes girl! Real stuff. We have 4 and one is almost In college. Gets so expensive!
Wow 4 kids must be super expensive, but they are priceless as well I’m sure 😉
Great breakdown. I totally agree.